Whoever coined the phrase “Bridezilla” must’ve been referring to the bride (or groom) who was juggling wedding planning with home buying.

Believe it or not, many couples avoid the chicken and egg scenario (what comes first, the wedding or the house?) and decide to do both processes simultaneously.

It sounds crazy, but if you have a system and some professional guidance,  you can be successful.

Read on for our tips to get you from chaos to home owning spouses.

It all comes down to money matters

Since the first step in a home purchase is getting a loan, you’ll need to decide if you should both apply or just one of you.

If you go for the joint mortgage, the lender will combine both applicants’ income, assets and debts. If one of you has a lot of debt, it will weigh down the application.

If, on the other hand, you’re like the average couple, where one of you looks better on paper than the other, perhaps that one should apply for the loan.

In many cases, one half of the couple has good credit but a lower income than the other. The lower income limits the amount of loan you’ll qualify for, while the high credit score may help you get a better mortgage rate.

You may want to sit down with your financial professional for the best advice on how to approach the mortgage application process.

You must consider the unthinkable

Although it may be unthinkable right now, there is a chance that you may not make it down the aisle. If you don’t, you will be among the nation’s 25 percent of failed engagements (according to Time magazine).

So, even though it’s unthinkable, you should be prepared for it, just in case. The best way to do this is to meet with an attorney about how you should divide the property, should a breakup occur. This is especially important if only one of you is on the home’s title.

To be extra safe, have your lawyer prepare a written agreement that both of you can sign.

While it’s not nearly as romantic as planning a honeymoon, planning for the successful purchase of a home before you tie the knot is important.

Feel free to reach out to us with any questions you may have. We love to talk about real estate!

Cori can be reached via email at [email protected] or by phone at 732 213 0325.

Cori has helped many people buy and sell homes in the Monmouth County area for over 15 years.

Thinking of selling your home? I have a real passion for buying and selling Monmouth County homes, as well as marketing,

social media and anything that goes along with it. Real Estate is my passion!  I’d love to have the chance to use my

expertise to help sell your home!  Not to mention I’d love to be the one to help you sell your current home, and or

find your dream home!

I help people buy and sell real estate in ALL of Monmouth County but I do have a strong following in the

following Monmouth County towns:   Aberdeen, Colts Neck, Freehold,  Hazlet, Holmdel,

 Hazlet, Holmdel, Keyport , Marlboro, Morganville, Manalapan, Matawan,  and of course, “Down the Shore”.

Connect with Cori on  Facebook, Instagram, Twitter ,Pinterest and pretty much everywhere else! 

Please sure to check out my BLOG and my YOUTUBE channel